Chances are pretty good that your trip will go smoothly and you won’t encounter any problems. Even so, you should plan for the unexpected. Cancelled flights, lost luggage and wallets can end up costing you a lot of time and money, so take out travel insurance before you leave. It won’t guard against bad things happening, but it will protect you against having to cover unexpected costs.

As an international student you will already have Overseas Student Health Cover (OSHC) insurance, but you might also want  to invest in other  types of insurance to protect you. Travel insurance will offer protection if your airline cancels your flight, loses your luggage, or if you are somehow injured on your trip. Contents insurance will cover your valuable items in your home, such as your TV, jewellery, game consoles and furniture.

Third party car insurance is mandatory if you own a car or motorbike. This means that you are insured against damage you might cause to other cars. Comprehensive insurance covers damage to your car as well.